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Privacy Policy

Last Updated: January 2025

Your Privacy Matters

This Privacy Policy explains how LexCapital collects, uses, and protects your personal information. We are committed to transparency and compliance with all applicable privacy laws, including GDPR and CCPA.

1. Introduction

LexCapital, Inc. ("we," "our," or "us") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our litigation funding platform. By accessing or using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

We collect several types of information from and about users of our platform: • Personal Identification Information: Name, email address, phone number, postal address, government-issued ID • Financial Information: Bank account details, payment card information, investment history, tax identification numbers • Professional Information: Employment details, accredited investor status, investment experience • Account Information: Username, password, security questions, preferences • Usage Data: IP address, browser type, device information, pages visited, time spent on pages • Communications: Messages, emails, and other correspondence with us • Investment Data: Cases funded, investment amounts, returns, portfolio information We collect this information directly from you, automatically through cookies and similar technologies, and from third-party sources such as credit bureaus and identity verification services.

3. How We Use Your Information

We use the information we collect for the following purposes: • Account Management: Creating and maintaining your account, authenticating users • Service Provision: Processing investments, distributing returns, managing your portfolio • Communication: Sending transactional emails, case updates, platform notifications • Legal Compliance: Verifying accredited investor status, KYC/AML compliance, tax reporting • Platform Improvement: Analyzing usage patterns, improving user experience, developing new features • Security: Detecting and preventing fraud, unauthorized access, and other malicious activities • Marketing: Sending promotional materials about new cases and platform features (with your consent) • Legal Obligations: Responding to legal requests, enforcing our terms, protecting our rights We will not sell your personal information to third parties.

4. Information Sharing and Disclosure

We may share your information with: • Service Providers: Payment processors (Stripe), identity verification services, email providers, cloud hosting services • Legal Counsel: Attorneys managing cases you have funded (limited to necessary information) • Regulatory Authorities: Financial regulators, tax authorities, law enforcement (when legally required) • Business Transfers: In connection with mergers, acquisitions, or asset sales • Professional Advisors: Lawyers, accountants, auditors (under confidentiality obligations) • With Your Consent: Any other third parties when you explicitly authorize disclosure All third-party service providers are contractually obligated to protect your information and use it only for the purposes for which it was disclosed.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our platform and store certain information: • Essential Cookies: Required for platform functionality (authentication, security) • Analytics Cookies: Help us understand how users interact with our platform (Google Analytics) • Preference Cookies: Remember your settings and preferences • Marketing Cookies: Track effectiveness of marketing campaigns (with your consent) You can instruct your browser to refuse all cookies or indicate when a cookie is being sent. However, some platform features may not function properly without cookies. We also use web beacons, pixel tags, and similar technologies to track email opens and user engagement.

6. Data Security

We implement industry-standard security measures to protect your personal information: • Encryption: All data transmitted between your device and our servers uses TLS 1.3 encryption • Access Controls: Strict authentication and authorization protocols for employee access • Data Storage: Encrypted at-rest storage using AES-256 encryption • Regular Audits: Annual third-party security audits and penetration testing • Monitoring: 24/7 security monitoring and intrusion detection systems • Incident Response: Documented procedures for data breach notification and response Despite these measures, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security but continuously work to improve our security practices.

7. Data Retention

We retain your personal information for as long as necessary to: • Maintain your account and provide services • Comply with legal obligations (tax records retained for 7 years) • Resolve disputes and enforce our agreements • Meet regulatory requirements for financial services When your information is no longer needed, we will securely delete or anonymize it. Backup copies may persist for up to 90 days after deletion. You may request deletion of your account and associated data, subject to legal retention requirements.

8. Your Privacy Rights

Depending on your location, you may have the following rights: • Access: Request copies of your personal information • Correction: Request correction of inaccurate or incomplete data • Deletion: Request deletion of your personal information (subject to legal obligations) • Portability: Receive your data in a machine-readable format • Objection: Object to certain processing activities • Restriction: Request restriction of processing in certain circumstances • Withdraw Consent: Withdraw consent for marketing communications • Opt-Out: Opt-out of sale of personal information (CCPA) To exercise these rights, contact us at privacy@litfund.com. We will respond within 30 days.

9. GDPR Compliance (EU Users)

If you are located in the European Economic Area (EEA), UK, or Switzerland, additional protections apply: • Legal Basis for Processing: We process your data based on: - Contract performance (providing services you requested) - Legal obligations (KYC/AML compliance) - Legitimate interests (platform security, fraud prevention) - Consent (marketing communications) • International Transfers: Your data may be transferred to the United States. We use Standard Contractual Clauses approved by the European Commission to ensure adequate protection. • Data Protection Officer: You may contact our DPO at dpo@litfund.com • Supervisory Authority: You have the right to lodge a complaint with your local data protection authority • Automated Decision-Making: We do not use automated decision-making or profiling that produces legal effects

10. California Privacy Rights (CCPA)

California residents have specific rights under the California Consumer Privacy Act (CCPA): • Right to Know: Request disclosure of personal information collected, used, and shared • Right to Delete: Request deletion of personal information (subject to exceptions) • Right to Opt-Out: Opt-out of sale of personal information (we do not sell personal information) • Right to Non-Discrimination: Not receive discriminatory treatment for exercising privacy rights To exercise CCPA rights: • Email: privacy@lexcapital.com • Phone: (888) 555-CAPITAL • Mail: LexCapital, Inc., ATTN: Privacy, [Address] We will verify your identity before processing requests. Authorized agents may submit requests on your behalf with proper documentation.

11. Children's Privacy

Our platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately at privacy@litfund.com, and we will delete it.

12. Third-Party Links

Our platform may contain links to third-party websites (law firm sites, news articles, regulatory resources). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Material changes will be communicated via: • Email notification to registered users • Prominent notice on our platform • Updated "Last Updated" date at the top of this policy Continued use of our services after changes become effective constitutes acceptance of the revised policy.

14. Contact Information

For questions, concerns, or requests regarding this Privacy Policy or our data practices: LexCapital, Inc. Privacy Team Email: privacy@lexcapital.com Phone: (888) 555-CAPITAL Mail: [California Address] Data Protection Officer (EU/UK): dpo@lexcapital.com We will respond to all legitimate requests within 30 days.

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